Medicare Supplement

What is a Medigap or Medicare Supplement?

You must be enrolled in Medicare Part A & B to be eligible to purchase a Medicare Supplement. You may want to enroll in a Medicare Prescription drug plan to help pay for current or future medications.

Medigap plans pick up all or most of the balance of Medicare deductibles, copay’s and coinsurance. Medigap plans are offered by private insurance companies and can offer extra benefits like a gym membership, discounts on vision, hearing and dental. There is an extra premium above your Medicare Part B premium.  The premium is determined on your age zip code and the lettered Medigap plan you choose.

On Jan. 1, 2020, legislation passed by Congress in 2015 kicks in, closing access to two of the most popular Medigap plans (Plan F and Plan C) to new enrollees. If you’re 65 now – or will reach that age before January 1, 2020 – you can still sign up if you qualify, because you’re in the initial sign-up period or if the insurance company accepts you.

Having served the Medicare community since 2018, I’m Independent, Local, Licensed, Certified,  Authorized to sell and contract with most of the insurance companies in Arizona. I work for my clients and NOT for the insurance companies.

You have questions – I have the answers or know where to find them! Please contact me with your questions at (928) 433-7702 Ext 1 TTY: 711 or Ginny@tstib.com

We are not affiliated with Medicare or any government agency. We do not offer every plan available in your area. Currently we represent 12 organizations which offer 95 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. However, we do offer most of the plans for you in Arizona.