Health Insurance

Open Enrollment November 1 to December 15th for a January 1st effective date

This is an Open Enrollment Period for people under the age of 65 or those not on Medicare Disability, Employee Group plan or Medicaid. If you don’t choose a plan now and enroll during Open Enrollment, you will not be able to enroll in a health insurance plan until the next open enrollment period.

If you qualify for a subsidy, you can go to HERE to enroll in a plan that is offered in your state and county.

If you don’t qualify for a subsidy, you can go direct to the insurance company and apply without going through the This Link.

If you qualify for a subsidy you can go to https://www.healthsherpa.com/?_agent_id=ginny-monk to enroll in a plan that is offered in your state and county. Call me and I will help you shop for the plan that fits you best.

Buyer beware! There are many telemarketers selling Limited Benefit plans and they are not insurance and can leave you at risk for large medical bills.  Ask to receive a copy of their certificate or policy before you buy.

• There are Faith based health plans
• Short Term or temporary plans.
• Critical Illness plans that cover a specific condition like cancer, accidents, stroke, heart attack.

You have questions – I have the answers or know where to find them!

Call 928-433-7702 Ext1 TTY: 711 for a Zoom meeting or individual one-on-one.
Send email to ginny@tstib.com with your questions or to set up a meeting.
Text Ginny @ 928-542-9775 with questions or to set an appointment

Our services are NO cost to you as the insurance companies pay us a commission.

You receive the value benefits from an independent broker working for you and not an agent working for an insurance company so there is no difference in cost to you.

We are here for you year a round!